“Whether it’s a solo run to clear my head or an adventure with my wife and two boys, being outdoors is one of the ways I recharge and stay balanced. But I also know that having my finances in order gives me the peace of mind to fully enjoy those moments.”
— Daniel Grusd, Director & Senior Financial Adviser, Onelife Financial
We all want to live well—feeling energised, purposeful, and balanced. But often, we can end up focusing on one area of our life, like physical health or personal development, while unintentionally neglecting others.
The truth is well-being is not one-dimensional. True wellbeing is all about balance. That’s where these five powerful pillars come in: mindset, healthset, heartset, soulset, and the often overlooked but crucial financeset. When you’re tending to all five, you build a strong foundation for a more fulfilled and meaningful life.
Let’s take a look at how each of these “sets” supports your well-being—and how you can bring them into balance.
💭 Mindset: The Brain Food
Your mindset is your mental operating system—it shapes how you see the world, handle challenges, and pursue growth. A strong, empowered mindset helps you approach life with optimism, resilience, and clarity.
Try this:
Read a thought-provoking article, listen to a motivating podcast on your walk, or write down a few wins each day. A healthy mindset starts with small, consistent habits that keep your brain engaged and open.
🏃♀️ Healthset: Your Body’s Happy Place
Your healthset is all about your physical well-being. Movement, sleep, hydration, and nourishment form the foundation for energy and vitality.
Try this:
Go for a walk, do some light stretching, dance in the kitchen—whatever gets your body moving. Stay hydrated, aim for consistent sleep, and fuel yourself with real, nutritious food. When your body feels good, everything else flows better.
❤️ Heartset: Feel Your Feelings
Your heartset is where emotional wellness lives. It’s how you manage emotions, nurture relationships, and create a sense of connection.
Try this:
Practice gratitude—start or end your day by writing down three things you’re thankful for. Check in with yourself regularly. Prioritise time with people who fill your cup and create space to process life’s ups and downs in healthy ways.
🌿 Soulset: Finding Meaning
Your soulset reflects your sense of meaning and connection to something bigger than yourself. It’s not about doing—it’s about being.
Try this:
Meditate, reflect, sit by the ocean, or spend time in nature. Ask yourself: what gives me purpose? What makes me feel most alive? Soulset activities help you reconnect with what truly matters.
💰 Financeset: Your Foundation for Freedom
Your financeset is the often-overlooked fifth pillar—but it’s a game-changer. When your finances are in order, you feel more secure, less stressed, and more confident about the future.
Financial wellness isn’t about being rich—it’s about having control, clarity, and a plan that aligns with your values.
As Daniel Grusd explains:
“Superannuation and saving might not sound like the most exciting topics, but when we show clients the impact that smart strategies can have on their lifestyle and freedom—it quickly becomes one of the most motivating conversations we have.”
Financial well-being gives you options—whether that’s taking a holiday, supporting your kids, or retiring on your terms.
🧘♀️ Create Your Own Balanced Routine
You don’t need to follow a rigid 5am routine to benefit from balance. Just choose one or two simple habits for each pillar and start incorporating them into your day.
Need a few ideas?
- Take a podcast walk (mindset + healthset)
- Track your spending or review your super (financeset)
- Practice gratitude before bed (heartset)
- Meditate or reflect over coffee in your garden (soulset)
Check in with yourself from time to time. Which pillar feels strong? Which one needs more attention? Balance isn’t about perfection—it’s about making regular, intentional adjustments.
✅ Ready to Strengthen Your Financeset?
Taking care of your finances is just as important as taking care of your body or mind. If you’re ready to feel more confident and in control of your money, we’re here to help.
📩 Get in touch with the Onelife Financial team today to start building your best life—one pillar at a time.
