The risks in retirement


Notice: Undefined property: stdClass::$pageInfo in /home/onelifew/public_html/olwm/wp-content/plugins/fluid-video-embeds/fluid-video-embeds.php on line 681

Notice: Trying to get property 'totalResults' of non-object in /home/onelifew/public_html/olwm/wp-content/plugins/fluid-video-embeds/fluid-video-embeds.php on line 681

What you expect may be different from reality when it comes to retirement. When retiring, there are many risks that one may take. This animation explains the investment, legislative and longevity risks that may have an impact on your lifestyle as soon as you retire.

By understanding these risks and having a retirement plan in place, you can put yourself in a position best suited to weather these obstacles and achieve the retirement lifestyle that you have planned and are looking forward to.

Remember, “The trouble with retirement is that you never get a day off.” as quoted by Abe Lemons. However, maybe you’re one of those where retirement isn’t for you and you would rather be completing triathlons at age 90.

Share
Read More
Tags: , , Comments Off on The risks in retirement

What is Annuity?


Notice: Undefined property: stdClass::$pageInfo in /home/onelifew/public_html/olwm/wp-content/plugins/fluid-video-embeds/fluid-video-embeds.php on line 681

Notice: Trying to get property 'totalResults' of non-object in /home/onelifew/public_html/olwm/wp-content/plugins/fluid-video-embeds/fluid-video-embeds.php on line 681

Along with superannuation pensions, investment income and Age Pension entitlements, there is another option available when planning for retirement. Another strategy available, depending on your circumstances, is an annuity. We explore a number of considerations when it comes to utilising annuity in your overall plan for income needed in retirement.

Of course, there are pros and cons with annuity investment, as there are with any. These include the risk vs return, looking at tax considerations, liquidity and longevity risk and individual considerations. By having a discussion with your financial adviser you can understand the implications of any decision(s) that you do end up settling on as well as make sure that it aligns with your retirement goals and objectives.

Share
Read More
Tags: , , Comments Off on What is Annuity?

The three-bucket approach to retirement investing

There are several different strategies that can be used when devising a retirement plan. Some financial advisers may suggest you include relying in part or wholly on other sources of […]

Read More
Tags: , , Comments Off on The three-bucket approach to retirement investing

Multiple super accounts and you

Knowing and showing interest in your superannuation accounts sooner rather than later may have a tremendous impact on your end ‘retirement nest egg’. There is never a bad time to […]

Read More
Tags: , , , , Comments Off on Multiple super accounts and you

Will you be affected by changes to the Age Pension?

If you are eligible for the Aged pension these changes could affect you. The proposed changes to the Centrelink Age Pension announced in last years’ federal budget are now law, […]

Read More
Tags: , , , Comments Off on Will you be affected by changes to the Age Pension?

Making sense of your super statement

Ahh Spring is in the air and it won’t be long now before your annual superannuation statement hits your inbox or mailbox. Superannuation can be full of confusing terms, and […]

Read More
Tags: , , , , Comments Off on Making sense of your super statement

Drawing down your super

For most people, access to super starts at or close to retirement, but in extreme circumstances, like financial hardship and serious illness, you may be able to access your super […]

Read More
Tags: , Comments Off on Drawing down your super

A Glimpse of the Future

Demography is the study of population – births, deaths, ages, life spans, migration, and so on. Governments can record the changes but in free societies can do very little to […]

Read More
Tags: , , Comments Off on A Glimpse of the Future

Find out how we can help you, contact us today