Things to consider with guarantor loans

The ability for many to save an adequate deposit on a house or unit has become progressively difficult*. Because of the rise in housing prices and the relatively slow income […]

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Buy-sell agreements explained


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“What would happen if the unexpected was to occur, namely, if you or another business owner were suddenly unable to continue in the business due to death, disablement or a traumatic event?” This is a common question asked when you are developing a succession plan. (more…)

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Financial mindsets of the super wealthy

Our financial attitudes and behaviours are often influenced by the information we collect and the way that we choose to look at or deal with the information that we are […]

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Exploring goals-based investing

Investing and getting a return on that investment is done to achieve a certain outcome whether it be retirement, a house purchase, etc. Goals-based investing (sometimes referred to as objectives-based […]

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Electricity bills: Time to get wired

5,817 kilowatt-hour (kWh), per year, is the average electricity usage throughout Australian households. The Australian Energy Regulator studied these findings in 2014 and concluded that the average electricity bill would […]

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Life event: Claims process for personal insurance

Data found in 2015/16 claims that approximately 90% of life insurers’* personal insurance claims were paid in the first instance. Along with these findings in review conducted by ASIC, of […]

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57 years apart: A boy and a man talk about life


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This video shows the perspectives of a boy and a man as they sit down together to discuss life and their perspectives of it. They provide each other with some friendly advice among the conversation.

What would you do if you were given the chance to talk to your younger self? Would you try and provide some advice to change one or two decisions you made in life? From a personal advice point of view, some key topics that might pop are: investing at a young age, planning for retirement earlier, reducing debt faster, and having a better work/life balance.

If you’re having trouble seeing the forest for the trees, remember to take a step back and evaluate what you really want. Ask for help from your professional advice team members regarding the creation of a roadmap, then start to make the move towards where you want to be. Most importantly, while planning for success, make sure you enjoy the most important part, the journey of reaching your goals and dreams.

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The pitfalls of DIY will kits

Recent research has found that approximately 45% of Australians* pass away without an ‘inestate’ or, as most know it as, a will. The word intestate is derived from the Latin […]

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Interest rate predictions in 2017

The Reserve Bank of Australia (RBA) has essentially three main responsibilities which include the following: 1. the stability of the currency of Australia; 2. the goal of full employment in […]

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